Matt Johnner presents on Balance Sheet Management Strategies at WBA

By November 17, 2021Uncategorized

BankLabs President Matt Johnner presented at the Western Bankers Association CCO and Lenders conference. His presentation called “Balance Sheet Management Strategies to Improve Loan Profit” discussed the many difficulties facing bankers today, including NIM compression, lower interest rates, and lack of quality loans. Banks are looking for ways to earn non-interest fee income.

One of the strategies many banks are using is loan participations. Some of the benefits of origination a loan and seeking participants is a reduction in concentration risk and diversify a portfolio. Other banks take loans above limit and find participants as a strategy to keep clients and increase fee income.

Benefits of being a loan participant are diversifying a portfolio, increasing interest income, balance sheet management, and putting access funds to work earning.

Many banks are utilizing our loan participation software to accomplish all of these needs, and to accomplish them in less time and with greater easy. Having a mobile tool to streamline and speed up your loan participation process makes this an effortless solution. Participate can be used anywhere from any mobile device. Over 70 banks area already on the platform today, reaping benefits.