Better Bankers.
Better Banks.

Creating Banking Products For The Future

For the banking industry, our digital and mobile products generate new fee income, attract deposits, and create loan volume. We strengthen community-oriented financial institutions with state-of-the-art technology that enhances in-market relationship banking. Efficiencies naturally result from cloud-based, mobile first approaches.

Construct

Increase draw interest income, enhance the borrower experience, and mitigate risk in the construction lending process. This award-winning solution can put automated workflows, detailed reporting, and thorough audit trails in the palm of your hand and be more efficient in the process.

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+Pay

Generate additional fee income and reduce your risk; +Pay seamlessly integrates with Construct to automate the payment stream between builders and subcontractors, making it faster and easier to process transactions.

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Participate

Participate is a single platform to manage all loan participations, existing or new, bought or sold. It allows originators and participants to digitize and share loan documents, automate workflow, and create a network of trading partners.

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OREO

BankLab’s OREO is the world’s first mobile, cloud-based OREO platform that manages the complete lifecycle, allowing any user quick, convenient access to carrying costs, property details and overseeing the life of the property.

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Ready to be a better banker? Differentiate from your competition.

“Way easier than other banks – we are going to start moving more business to you.”

BuilderOklahoma

“It’s important for us to create convenience not only for our clients, but for their clients as well [such as subcontractors] and give them quicker and more convenient access to funds.”

Countryside Bank

“Construction loans are typically seen as the largest risk to a bank's portfolio. Anything that makes these loans less risky is a huge benefit. Since implementing BankLabs' automation software, the bank has sped up the lending process and reduced errors. Previously, a draw from a loan involved multiple people cross-referencing spreadsheets and could take as long as three days. Now, we have completely eliminated the use of spreadsheets and the draw process has become virtually instantaneous. The time spent communicating with borrowers and builders has also been significantly reduced because they can both log on and see all of their respective loans in one spot. They can also be notified of inspections and request draws online rather than via phone or email.”

Lexie GarrisonChief Credit Officer at Valliance Bank

Innovation & Insight

Arkansas Business Article about BankLabs Article
July 27, 2021

Arkansas Business: ‘Friendly’ Fintech BankLabs Helps With Lending

‘Friendly' Fintech BankLabs Helps With Lending by Sarah Campbell-Miller on July 26th 2021   BankLabs of Little Rock will graduate from this year’s FIS Fintech Accelerator in August as it adds…
Arkansas Money and Politics features BankLabs Article
July 9, 2021

Arkansas Money and Politics: BankLabs Aiming to Further Disrupt Commercial Lending Space

"Matt Johnner, BankLabs Aiming to Further Disrupt Commercial Lending Space" by Carl Kozlowski in Arkansas Money and Politics, July 9, 2021 Matt Johnner is no stranger to taking on challenges. He…
Los Angeles Times article Uncategorized
May 25, 2021

Construction Loan Automation Mitigates Risk

Mitigate Risk with Construction Loan Automation According to this survey published by American Bankers Association, 46% of respondents cited staffing and 42% cited regulatory and compliance costs as the top…

Want To Learn More?

Looking for a partner to help you deploy the banking products for the future? We’re here to help. Contact us today to learn more about any of our products or to schedule a demo.